Cash withdrawals abroad are capped at CNY 100,000 (10万) a year, counted across all the cards in your name together
- Moderate value
- Evidence A
- Saves money
- Free
- Takes minutes
- Some willpower
In plain words
The cap on cash withdrawals abroad is not per card. It counts all bank cards in your name together (supplementary cards too), at CNY 100,000 (10万) per calendar year. Once you hit it, you cannot withdraw cash abroad for the rest of that year or in the following year. Only cash withdrawal is stopped. Paying by card is not affected, and does not use up your yearly foreign exchange purchase quota of 50,000 (5万) USD.
Mentioned in
Translated from the Chinese original. Original book, section 21, tip 6. Content may be out of date and rules differ by place. When you actually deal with an agency, a doctor or a court, follow what local officials, doctors and lawyers tell you. Disclaimer