Working outside a company is flexible employment: pay for pension and medical insurance yourself where you work, and household registration limits have been lifted
- Moderate value
- Evidence A
- Saves money
- Costs a lot
- Takes minutes
- Some willpower
In plain words
Not working for an employer doesn't mean social insurance is out of the picture; it's just that no one pays the other half for you. The document requires every place to lift the household registration (户籍) limits on flexible workers (灵活就业人员) joining insurance where they work, and a few very large cities may lift them gradually. So don't take “freedom” to mean you can ignore social insurance. If you stop paying, your pension and medical reimbursement will be calculated under the rules for interrupted contributions.
Mentioned in
- If you have no employer and pay into employee pension insurance (职工养老保险) yourself, pay at the lowest tier and make sure you build up enough years; don't treat it as a sure profit, because even at the lowest tier it takes about 10 years of collecting to break even
- When you move to another city for work, transfer your pension and medical insurance to the new place and keep accumulating contribution years; don't withdraw
- Check the entry requirements first: the age and education requirements for all twelve paths are written down in black and white
- Delivery riders, ride-hailing drivers and local freight drivers have the platform pay an occupational injury protection fee per order; you don't pay it yourself
Translated from the Chinese original. Original book, section 31, tip 11. Content may be out of date and rules differ by place. When you actually deal with an agency, a doctor or a court, follow what local officials, doctors and lawyers tell you. Disclaimer