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With a serious illness, go through basic medical insurance, serious-illness insurance, medical assistance and out-of-province filing in that order, and stay away from online loans

  • High value
  • Evidence A
  • Saves money
  • Free
  • Takes some hours
  • Some willpower

In plain words

The order is fixed. Before being admitted to a hospital in another province, file first through the official account called National Healthcare Security Administration (国家医保局), and you can settle directly when you are discharged without paying the full amount up front. If you still cannot afford what is left after reimbursement, apply for medical assistance (医疗救助) at your township government or subdistrict office. If you are employed, you have a medical treatment period (医疗期) of 3 to 24 months depending on how long you have worked, and during it the company cannot dismiss you. Stay away from online loans and private high-interest loans.

Translated from the Chinese original. Original book, section 7, tip 10. Content may be out of date and rules differ by place. When you actually deal with an agency, a doctor or a court, follow what local officials, doctors and lawyers tell you. Disclaimer