If your employer did not pay work-injury insurance for you, you still get the work-injury benefits, paid in full by the employer at the same standard
- High value
- Evidence A
- Saves money
- Free
- Takes some hours
- Some willpower
In plain words
If your employer did not pay work-injury insurance for you, you still get the work-injury benefits. They are simply paid in full by the employer, for the same items and at the same standard, not a cent less. Not enrolling is an added penalty for the employer: it is ordered to make up the payments, charged a late fee of five ten-thousandths (万分之五) a day, and if overdue it is also fined 1 to 3 times the amount owed. "The company didn't buy work-injury insurance, so it can't pay you" is false.
Translated from the Chinese original. Original book, section 19, tip 13. This section describes legal rules, mostly mainland China’s. It is general information, not legal advice; for your own case, talk to a lawyer. Content may be out of date and rules differ by place. When you actually deal with an agency, a doctor or a court, follow what local officials, doctors and lawyers tell you. Disclaimer