The housing provident fund (公积金) isn't only for buying a home: you can withdraw it for rent, renovation and property management fees, and new regulations apply from September 20, 2026
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In plain words
The housing provident fund is not only for buying a home. The new regulations list 9 situations in which you can withdraw, and renting, renovating the home you live in, and paying property management fees are all included. After you submit an application, the housing provident fund center (公积金中心) must tell you within 3 days whether the withdrawal is approved.
Translated from the Chinese original. Original book, section 5, tip 3. This section is about money and spending. It is general information, not financial or investment advice. Content may be out of date and rules differ by place. When you actually deal with an agency, a doctor or a court, follow what local officials, doctors and lawyers tell you. Disclaimer