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If your employer doesn't pay social insurance or pays too little, first complain to make it pay the back contributions; if you want to resign over it and claim severance, state in the resignation notice that the reason is that the employer did not pay social insurance as the law requires

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In plain words

If your employer has not paid social insurance for you, or has not paid enough, you can complain to make it pay the difference, plus a late fee. You can also give the employer written notice ending the contract and claim severance (经济补偿). The notice must state that the reason is that the employer did not pay social insurance as the law requires; if it is written as a personal reason, you won't get it. An agreement that "the employee voluntarily gives up social insurance" does not count.

Translated from the Chinese original. Original book, section 19, tip 21. This section describes legal rules, mostly mainland China’s. It is general information, not legal advice; for your own case, talk to a lawyer. Content may be out of date and rules differ by place. When you actually deal with an agency, a doctor or a court, follow what local officials, doctors and lawyers tell you. Disclaimer