If your card is used without your consent, report it lost and freeze it first, then call the police, and then demand that the bank pay you back: proving "you swiped it yourself" is the bank's burden
- High value
- Evidence A
- Saves money
- Free
- Takes minutes
- Some willpower
In plain words
If your card is swiped by someone else, you don't have to prove "this wasn't me." It is the other way around: the bank has to produce evidence that you swiped it yourself, and if it can't, it has to pay you back. This assumes you report it lost and freeze it as soon as you find out. If you delay, you bear the extra loss that follows.
Mentioned in
Translated from the Chinese original. Original book, section 14, tip 5. Content may be out of date and rules differ by place. When you actually deal with an agency, a doctor or a court, follow what local officials, doctors and lawyers tell you. Disclaimer