Remember the hard rules against fraud: don't trust incoming calls, don't give out information, don't click links, double-check before any transfer; the seven most common scams all have this shape

Cost

Free. Remember the "three don'ts and one do-more" (三不一多), read the seven types below, install the National Anti-Fraud Center (国家反诈中心) app, and always pick up a call from 96110. If anyone asks you to transfer money, share your screen, download an unfamiliar app, click a link or read out a verification code, hang up first, then call an official number to check. The hard part is that the other side usually pushes you to hurry, and you have to hold out and hang up anyway.

What you get

The law requires the government and the relevant departments to explain the methods of telecom and online fraud (电信网络诈骗) to the public. Public security organs work with the financial, telecom and internet-information departments to run an early-warning and dissuasion system, and step in promptly when they spot someone who may be about to be defrauded. 96110 is that nationwide early-warning and dissuasion hotline, and you should pick up when it calls. In June 2026 the Ministry of Public Security (公安部) reported that the 10 most frequent types of fraud made up 85% of all telecom fraud cases. Fake order-boosting for rebates had the most cases, at 25%. Fake online investment and wealth products caused the largest losses, about 40% of all losses. The Fujian Provincial Public Security Department (福建省公安厅) breaks down the tell-tale signs type by type as follows. Fake order-boosting for rebates (刷单返利): "someone calling you to make money together most likely wants to make money from you," and the principal is not returned until you finish the task orders, which never end. Fake investment and wealth products: paid shills (水军) in the group chat show off their gains, you get a small rebate first and are then urged to put in more, and a "tax" is required to withdraw. Online loans: "a loan does not require a deposit or a bank statement to be built up, and if you run into this, it is certainly fake." Impersonated customer service: they say you signed up for a membership that will auto-debit and hurt your credit record, and pressure you to transfer money to cancel it. Impersonated police, prosecutors and courts: "there is no such thing as a 'safe account' at the public security organs, procuratorates or courts, and any 'public security organ, procuratorate or court' that handles a case or takes a statement by phone, QQ, WeChat or online is committing fraud." Romance scams (杀猪盘): "a 'lover' you have never met, whom you have only seen in photos or videos, should not be trusted lightly," and this person never video-calls or meets but often has an urgent need for money. Seduction-bait fake-task scams (色诱刷单): they arrange a meeting but first ask you to "do tasks," and you pay more and more. Recognizing them beforehand is much cheaper than stopping payment afterward. How much a payment stop can recover depends on whether the money is still in the account when you report, and for how to stop payment see §8.2 (call 110 or 96110 to have the payment stopped) (China, since December 2022)

Notes

Anyone who claims to be the police, prosecutors or courts, customer service, a boss or a platform's risk control, and asks you to "cooperate with an investigation," "cancel a membership," "boost orders for rebates" or offers "inside investment tips," is running the same script. A real loan does not need a deposit and the police, prosecutors and courts have no "safe account"; remembering these two sentences blocks most of it. This is graded B because the slogan is only the official publicity line, and there is no figure for how many fewer people are scammed after remembering it. The slogan and the breakdown of the seven types come from a provincial public security department's page. The 10 most common types in the Ministry of Public Security's 2026 report also include impersonated e-commerce and logistics customer service, loans and credit records, fake in-game trades, online dating and friend-making, impersonated bosses or acquaintances, and flight refund and rebooking; the script is the same, and in the end they all want you to transfer money. When an acquaintance asks you in person to "help by scanning your face" to take out a loan, you are not asked to transfer money but you end up carrying the debt; see §8.45 (help by scanning your face). For the agent-operation (代运营) scams you may run into when doing business, see §12.24 (outsourced online-store operation).

Evidence grade

B : Supported by research but without a precise number, or based on small or single studies.

Sources

1. 全国人大常委会 (2022). 反电信网络诈骗法（第八、二十、三十四条）. https://www.spp.gov.cn/spp/fl/202209/t20220902_575631.shtml
2. 公安部 (2026). 公安部发布会：通报当前电信网络诈骗犯罪的最新形势、特点提示防范电信网络诈骗要点（2026 年 6 月 12 日）：「以上这10类案件就占了全部电诈案件的85%。其中，刷单返利诈骗发案最高，占所有电诈案件的25%；虚假网络投资理财诈骗损失最高，约占全部电诈案件损失的40%」. https://www.mps.gov.cn/n2254536/n2254544/n2254552/n10491781/index.html
3. 福建省公安厅 (2023). 96110 来电，请务必接听. http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202303/t20230306_6126156.htm（省级公安机关页面，含「来电不轻信，信息不透露，链接不点击，转账多核实」口诀及「警惕 192 开头的诈骗电话」提示）
4. 福建省公安厅 (2023 到 2024). 识骗技巧专栏：刷单 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202307/t20230703_6196881.htm
5. 投资理财 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202312/t20231220_6362145.htm
6. 贷款 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202312/t20231207_6326741.htm
7. 冒充客服 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202310/t20231020_6279505.htm
8. 冒充公检法 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202309/t20230913_6255863.htm
9. 杀猪盘 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202308/t20230818_6232030.htm
10. 色诱刷单 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202403/t20240307_6410612.htm

Translated from the Chinese original. Original book, section 8, tip 3. This section describes legal rules, mostly mainland China’s. It is general information, not legal advice; for your own case, talk to a lawyer. Content may be out of date and rules differ by place. When you actually deal with an agency, a doctor or a court, follow what local officials, doctors and lawyers tell you. Disclaimer