Don't lend your bank card, SIM card or payment account to anyone; moving other people's money for pay (跑分) is not a part-time job
- Top value
- Evidence A
- Keeps you free
- Free
- Takes minutes
- No willpower
In plain words
Renting, lending or selling your bank card, SIM card or payment account to someone else is illegal in itself. The fine is 1 to 10 times the illegal gains, up to 200,000 CNY if there are no gains, and 15 days of detention (拘留) in serious cases. You will also be put on your credit record and have your account functions restricted. If you knew the other side was using it for crime and still helped collect and move money, that is the crime of aiding information network criminal activity (帮信罪), with a sentence of up to 3 years.
Mentioned in
- Refuse when an acquaintance asks you to "scan your face and be a witness" to take out a loan, or asks you to read out a verification code: this is called an AB loan (AB贷), and the borrower is you, not a guarantor
- Turn down any "part-time job" that asks you to receive money, withdraw cash or transfer funds with your own card, no matter how big the fee
- Claim discounts under your own real identity, don't buy virtual numbers to register many throwaway accounts, and don't claim repeatedly through loopholes
- Don't lend your ID card, don't use someone else's, and don't use another person's documents to register, open a card or buy a ticket
Translated from the Chinese original. Original book, section 8, tip 8. This section describes legal rules, mostly mainland China’s. It is general information, not legal advice; for your own case, talk to a lawyer. Content may be out of date and rules differ by place. When you actually deal with an agency, a doctor or a court, follow what local officials, doctors and lawyers tell you. Disclaimer